Unless you are lucky enough to be wealthy, finances can be a lifelong concern. Having a baby is wonderful but parents can become overwrought with worry about the costs of:-
- Setting up a nursery
- All the utensils needed for baby care
- Baby clothes
- Cost of nappies
- Cost of feeding baby
These are things that you shouldn’t have to worry about. But, we can tell you that until we are blue in the face and it probably won’t make much, if any difference, to how you are feeling. I remember Charlotte’s immediate panic when she found out she was pregnant. Once the initial euphoria wore off, the practicalities began to overwhelm her. This is what she says,
“I felt guilty. I wanted a baby so much and yet here I was worrying about how much it was going to cost. We (my husband and I) were both working but were only just managing to keep on top of our finances. How on earth were we going to cope with the amount of money we knew that we were going to have to spend even before baby arrived? My mum was exceptional and offered to pay for quite a few of the high ticket items. This was great but my husband is a proud man and wasn’t happy about taking money from family. He really wanted to be the one to buy all that we needed. It caused some arguments I can tell you”
Another aspect we hear a lot of is that once baby is born, many mums actually don’t want to return to work. Being at home with baby, not missing out on any of the major and minor moments of his or her life is something that you may find yourself yearning for after the first few months of home. Being able to do whatever you want to do whenever you want to do it is hugely enjoyable. Working at home is truly wonderful. You choose your own hours, can take time off when you need it and you can, at any time, choose to work harder, scale up or scale down according to your needs and circumstances.
We fully understand that the thought of ‘starting your own business‘ is daunting. You may know nothing about setting up a business, how to manage your taxes and all the apparent legalities that go along with being self-employed. To be honest, it really isn’t as scary as you might think. You can easily check out exactly what you will need to do by setting up an appointment with an accounting firm. They will give you unbiased advice on the format you need to follow and advise you on costs involved.
You may also find the USA Government advisory site very useful HERE
I, Jan, had been self-employed for some years, dabbling in various business opportunities but, at the time, I was looking for something that could be more long term and that I could get my teeth into that was reputable and that wasn’t going to lose me money or involve large set up costs. I had always sold my unwanted items on EBay and my unwanted books on Amazon but had never considered it as a business. When I found out that this was possible, I began to explore exactly what is involved and I was pleasantly surprised at how simple it was to get started.
To find out how this works and if you would be suited to doing this to earn extra or full time income please check the article ‘Selling on eBay’
We will be putting more article on finances over time, with suggestions for making extra income and how to manage the finances you have.
Whatever situation you are in, try not to allow financial worries to negatively influence your life. Your baby is the most important thing for you to focus on an enjoy. Trust me when I say that you CAN easily earn extra income whilst enjoying every moment of your pregnancy and time with your baby.